UNIQUE NEEDS REQUIRE SPECIALIZED KNOWLEDGE

Address

74 Batterson Park Road, Flr. 1
Farmington, CT 06032

Hours of Operation

Monday - Thursday
9:00 AM - 5:00 PM
Friday 
9:00 AM - 1:00 PM

What Makes Us Different

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What makes us different

 

We know that you or your dependent is more than just a diagnosis. Everyone’s journey
is their own and each of us experiences the world differently from one another. The
reason we understand is because we’ve been there ourselves. Our team’s knowledge
has been obtained not only though education and work, but personal experience. In
fact, Andrew Komarow, our company’s founder, received his autism diagnosis late in
life, which answered a lot of questions about the struggles he experienced growing up
and as a young adult. Having had this experience, Andrew utilizes his strength as a
Certified Financial Planner™ and dedicates himself to aiding the autism and special
needs communities.

What do Special Needs Advisors do?

Special Needs Advisors provide advice on benefits, resources, potential obstacles, and
next steps to help families and individuals with intellectual and/or developmental
disabilities achieve their desired level(s) of independence. They are paid by clients.
Planning Across the Spectrum clients may choose their level of engagement based on
their level of need and their budget.

Special Needs advisors assess the needs of individuals with disabilities and their families; helping them with decisions such as:
• How care for an individual with disabilities as an adult
• Potential tax deductions (qualified disability expenses)
• How to incorporate ABLE accounts & Special Needs Trusts
• How to prepare for the loss of one or both parent/caregiver

Typically, Special Needs Advisors will:
• Meet with clients to discuss their goals for financial independence and explain the
services they can provide to potential clients
• Educate clients about how to qualify for, and when to apply for, state and federal
benefits
• Develop an action plan with next steps and introduce clients to other professionals
who can help them achieve their goals such as certified financial planners, insurance
providers, attorneys, accountants, nonprofits, and education advocates
• Help clients plan for specific circumstances, such as aging out of high school, parent
divorce, guardianship vs supported decision making, Medicaid waiver services (for
example self-directed vs using agencies at age 21), applying for SSI, life for the
disabled child when the parent can no longer care for them
• Monitor clients’ circumstances and determine if changes/updates are needed to
accommodate life changes, such as getting married or having children
• Research questions clients have of their specific circumstances

Special Needs Advisors can also…
• Assess the needs of individuals with intellectual disabilities and their families,
helping them with decisions such as:
o Special education and special needs planning
o Guardianship and conservatorship
o How care for an individual with disabilities as an adult
o Potential tax deductions (qualified disability expenses)
o How to incorporate ABLE accounts & special needs trusts
o How to prepare for the loss of one or both parent/caregiver
• Help clients plan for short- and long-term goals, such as meeting independent
living goals, retirement planning for the care team as a whole and funding
multiple lifestyles of multiple generations.
o Life insurance, estate planning and disability planning.                                          o Customized Investment Management, charitable giving and other estate and trust management services. 

 

Contact us today at 1(855)-AUTISM-2 or at contact@planningacrossthespectrum.com.

 

Ask us anything – and we mean anything!

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Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Planning Across the Spectrum are separate entities from LPL Financial

 

 

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74 Batterson Park Rd Floor 1, Farmington, CT 06032​

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