UNIQUE NEEDS REQUIRE SPECIALIZED KNOWLEDGE

Address

74 Batterson Park Road, Flr. 1
Farmington, CT 06032

Hours of Operation

Monday - Thursday
9:00 AM - 5:00 PM
Friday 
9:00 AM - 1:00 PM

Frequently Asked Questions

Home   »   Frequently Asked Questions

CORE VALUES AND RESPONSIBILITIES

What are the values that guide Planning Across The Spectrum?

We are dedicated to providing sound financial planning for anyone who seeks it. We have a fiduciary duty to each of our clients which means we must make decisions based only in their best interest. We understand and value our client goals and work tirelessly to guide them towards those goals.

What is a fiduciary duty?

It is a fiduciary responsibility of one party to act in the best interest of another. For our clients, we have a fiduciary responsibility to ensure a duty of care, a duty of loyalty, and a duty of good faith. We will never put our interests before that of our clients’. Establishing trust is important to us.

Do you have any community involvement?

We love to give back to our community and frequently donate to charities and sponsor non-profit events. Check out our Events page to see what we are up to. Our team members volunteer at local events and our advisors sit on multiple boards.

LOCATION

Where are you located?
Our offices are located at:

74 Batterson Park Road Floor 1 Farmington, CT 06032

Directions: From 84 East Take Exit 37 Fienneman Rd. Continue Straight onto Batterson Park Rd. Turn left onto Bagdigian Way. The office is to the left on the building “74.” On the 1st floor.

From 84 West Take Exit 38 toward US-6 E, turn left onto US-6 E, continue straight, keep right onto Colt Hwy, in .3 miles turn right onto 2 Mile Rd, in .4 miles turn right onto Batterson Park Rd, in .5 miles turn right onto Bagdigian Way. The office is to the left on the building “74.” On the 1st floor.

I don’t live near Farmington. Can we still work together?

Yes! We work with clients all around the country. Many people like to discuss these subjects in person. When clients cannot meet in person, we employ remote communicating and sharing capabilities.

CONTACT

How can I get started?

Contact us and we will schedule an appointment with an advisor.

You may send us an e-mail contact@planningacrossthespectrum,com or call our office at 1(855)AUTISM-2.

Mark Twain once said, “The secret of getting ahead is getting started.”

 

SERVICES

What services do you offer and what should I expect?

Our core competencies are Financial Planning, Employer Benefits Consulting, Coaching and Support, and Guest Speaking.

Financial Planning: We offer comprehensive financial planning services to families of children with intellectual and/or developmental disabilities and/or self-advocating individuals with or without intellectual and/or developmental disabilities. When we see people for the first time, we listen to their financial goals; then, we create a plan for them to get there. There is no fee for an initial consultation, and if a comprehensive plan makes sense, there is a flat fee. No products are recommended during the planning process. Our goal is to look at everything (and we mean everything) to come up with suitable solutions and a way to implement them.

Employer Benefits Consulting: We recognize that you want to provide the most you can for your employees, however the maze can be overwhelming to say the least. We want to understand your mission, your values, and why you do what you do. We want to suggest innovative ways to pay your employees and provide a value added service, while at the same time saving the company or non-profit time and money. We are innovators and thinking outside the box, just as you are with your business.

Coaching and Support: When asset management and financial planning don’t apply to an individual’s situation, we offer ongoing coaching to provide support on financial questions clients have such as paying down debt, opening a credit card, etc.

We also can speak at your events: We enjoy speaking at events around the country on topics that are of importance to the autism and intellectual disability communities. Speaking topics include, but are not limited to, money skills, government benefits, and retirement and estate planning.

Why should I work with you?

We understand. We have experienced the ups and downs of living with autism. But more importantly, we want our clients to know that this is not just a job for us. We are passionate about what we do.

We don’t use fancy industry jargon to scare people or rush anyone into a decision. You have enough to worry about. Our responsibility is to help instill financial confidence, not for just today, but for the future.

Who is your typical client?
A CERTIFIED FINANCIAL PLANNER™ or CFP® is a prestigious designation that requires an undergraduate degree at a qualified institution, an examination, 6,000 hours of experience, and compliance with the CFP® Board’s ethical standards. Having attained a CFP®, the governing Board requires 30 hours of continuing education every two years. CFP® Professionals have completed coursework in

  • Professional Conduct and Regulation
  • General Principles of Financial Planning
  • Education Planning
  • Risk Management and Insurance Planning
  • Investment Planning
  • Tax Planning
  • Retirement Savings and Income Planning
  • Estate Planning
  • Financial plan development (capstone) course

For all of these services, the CFP® has a fiduciary responsibility to his or her advisory clients.

How do you get paid?

We get paid through a combination of brokerage methods, an advisory agreement, or flat fee billing. Because the structure varies client to client, we can discuss what works best for a particular client. There is no charge for the initial consultation.

OUR QUALIFICATIONS

How much experience do you have and what are your qualifications?

Our advisors have master’s degrees in finance, many years of experience in financial planning, and multiple designations including Certified Financial Planner™, Behavioral Financial Advisor(BFA™), Chartered Special Needs Consultant (ChSNC®), Associated Estate Planner (AEP®), Chartered Federal Employee Benefits Consultant (ChFEBC™) and Certified Divorce Financial Analyst (CDFA®). More importantly, Planning Across The Spectrum is a firm built by people who have been where you have been. We know how to help you based on our own, personal experiences.

What does it mean to be a Certified Financial Planner?

A CERTIFIED FINANCIAL PLANNER™ or CFP® is a prestigious designation that requires an undergraduate degree at a qualified institution, an examination, 6,000 hours of experience, and compliance with the CFP® Board’s ethical standards. Having attained a CFP®, the governing Board requires 30 hours of continuing education every two years. CFP® Professionals have completed coursework in

Professional Conduct and Regulation

General Principles of Financial Planning

Education Planning

Risk Management and Insurance Planning

Investment Planning

Tax Planning

Retirement Savings and Income Planning

Estate Planning

Financial plan development (capstone) course

For all of these services, the CFP® has a fiduciary responsibility to his or her advisory clients.

What technology and solutions do you employ?

For financial planning, we use eMoney and other software. Our founder, Andrew Komarow, holds A+ and Network+ computer certifications, so our computers, phone system, and security are the latest technology to ensure we provide the best and most secure experience for our clients.

Will my personal information be safe?

Absolutely. We use safe technology and practices. We never share personal information.

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Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Planning Across the Spectrum are separate entities from LPL Financial

 

 

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PlanningAcrossTheSpectrum.com 2020 ©
74 Batterson Park Rd Floor 1, Farmington, CT 06032​

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