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panicked woman in face mask - no time to panic for special needs people with financial planning
  • Posted April 6, 2020

Don’t Panic

With everything happening in the world today (April 2020) I want to remind people to breathe. Humans are resilient, we will get through this. I know first hand how difficult it can be to believe there is a light at the end of the tunnel, especially when it feels like the world is against you. Eight years ago I lost my wife to a sudden illness, and I never imagined I’d be where I am today. Last month I received a cancer diagnosis, turning March into a whirlwind of appointments culminating in surgery on the 25th. On April 2nd I received word my biopsies were clear, and now I am setting up my oncology follow-ups.

All this is to highlight that no matter how bad something is, it will pass. You don’t (and shouldn’t) let it hijack your life. Focus on what you can control. For me, this meant reducing my social media use, because I was allowing myself to get caught up in the drama, and it was only adding stress to my life – nothing constructive. I stopped worrying about what the markets were doing a long time ago, because there is nothing I can do about it – they are going to rise, fall and rise again. You don’t “lose” any money when markets drop – unless you withdraw the money; otherwise what you have invested will rise with the markets when they rebound.

Think twice before making a long term solution to a short term problem. Be the steady friend, the one to point out all that is right in the world when others are freaking out. Choose to surround yourself with positive people, those who understand things will get better. Listen to the actual experts, be careful about the sources of information you allow in your life.

We WILL get through this, and when we do we will be stronger for it.